90 Days to Home Owner
A guided path from thinking about buying to holding the keys. Twelve weeks, one idea at a time, with the worksheets that turn each one into a decision you've actually made rather than one you're avoiding.
Learn
Each week explains one part of buying in plain language, in Alberta terms — not a generic Canadian guide with the province swapped out.
Work it out
Every week ends in a worksheet. Your answers save as you type and carry forward, so Week 7 already knows what you decided in Week 4.
Act on it
Worksheets end in something real: a filtered search of live Edmonton listings, a saved shortlist, a checklist you take to a showing.
The Readiness Check
Find out in two minutes whether buying is a this-year question or a next-year one. Nine questions, estimates are fine. You'll get a starting week, a rough affordability band, and a live count of the Edmonton homes inside it.
Take the Readiness CheckGet Ready
Decide whether buying fits, and what it costs
Is buying actually right for you?
An honest yes, not-yet, or no before any money talk.
Week 2 8–14What you can actually afford
Replace "what a lender will approve" with "what you're comfortable paying" — and see the gap.
Week 3 15–21Get mortgage-ready
Documents gathered, down payment sourced, credit protected, pre-approval understood.
Week 4 22–30Define the home
A search profile specific enough to filter with, and a needs list that survives contact with reality.
Search Smart
Compare homes on fit and true monthly cost
Search like it's your job
A repeatable weekly routine instead of doomscrolling listings at midnight.
Week 6 38–44See homes properly
Walk into a showing with a system, and leave with notes you can actually compare.
Week 7 45–51Compare and shortlist
A defensible ranking of your top homes, on total cost and fit rather than on which one you saw last.
Week 8 52–60Prepare to offer
Understand every moving part of an Alberta offer before there's a deadline attached to one.
Offer, Protect & Close
Contract, conditions, possession
Understand what you signed
Read the purchase contract with comprehension rather than dread — and get every deadline onto one calendar.
Week 10 68–74Due diligence
Use the condition period properly, then remove conditions on evidence rather than on hope.
Week 11 75–82Get ready to close
Money, keys, utilities and movers lined up before possession week — with no cash surprises.
Week 12 83–90Walkthrough, possession, and the first year
Take possession without surprises, and leave with an ownership plan rather than an empty feeling.
Before you start
The information in this course is general education, not financial, mortgage, legal, tax, insurance or real estate advice. Rules, costs and eligibility change and vary by situation. Talk to a qualified professional about your own circumstances.
Padster may receive a referral fee or other benefit if you choose to work with certain providers we introduce you to. You are free to use any provider you like, and we will not share your contact information with anyone without your permission.